Welcome to The Nelson Homes Fargo, Moorhead, Grand Forks, Wahpeton, Detroit Lakes, Eastern North Dakota and Western Minnesota webpage. We buy, list, and sell, mobile and manufactured homes. We put over 30 pictures of each home on the webpage so you can see what you are going to look at before you go look. No surprises. Please give us a call to visit with us about a home, schedule an appointment to look at homes, list your home or for us to buy your home.
If you are selling a home, please call me for a free consultation. Absolutely no obligation.
If you have any questions about anything, please call us.
IN ALL CASES, THE PICTURES DO NOT DO THE HOME JUSTICE!!!
What is Sale Pending?
Sale Pending is where there is an agreement to purchase but has not closed. They are waiting for the possession date, a move or something else. For all practical purposes, it is sold. Occasionally, they do fall through but rarely. If you are interested, please contact me to do what they would call a back up offer. That way, if it were to come back for sale, I would contact you immediately to buy the home.
Seller financing is where the seller (in our case, it is the manufactured home community that the home is located or will be located that finances the home much the same as a bank would. You must have a down payment and the monthly payments are set up for the time it takes to fully pay off the home.
It is meant for people who are stable who may have had credit challenges in the past but it is behind them. You must have sufficient income to make the payments, a good rental history and no recent problems that would make them believe that you have a cash flow problem. Recent evictions and foreclosures will probably generate a turndown. Criminal problems are dealt with on an individual basis.
Each park has it's own criteria for who they will accept. They do not have a minimum credit score. They want to make sure that your success is likely. Late payments are not tolerated under any circumstances.
I don't anticipate getting very many used seller financed homes in the future. Seller financed new homes will be dependent on whether their is park space available to put a home. Seller financing is available for new homes depending on lot availability. Lots are getting tight in certain parks.
The park owned homes are the only seller financed homes that I have. I don't get individual sellers who want to sell with seller financing.